Over the last few years, more and more people have accumulated debt. It’s often quite a challenge to get everything paid and for many people it simply feels like a cycle that will never end. Then there’s the bad credit record that threatens you, which is also something that people want to avoid as much as they can. Luckily, there is always a way to get yourself out of debt.

Should I Take up a Loan?

This is a question that many people want an answer to. People often consider taking up a consolidation loan to repay all their separate accounts, thereby only owning one payment each month. While it might be a great idea to consolidate your debt, always make sure that you weigh your options and get professional advice; you don’t want to end up with a bad credit record and even more debt.

Avoiding a Bad Credit Record

It’s important to try and avoid getting a bad credit record as this can have a negative influence on any future personal loan or account applications. Always try to work out a payment plan with your creditors – a smaller monthly payment is better than no payment at all, so try and settle for an amount that you can afford. Make sure that all of your creditors get something every month to avoid unnecessary penalty fees and unnecessary interest rates. Put all of your effort into paying off your current debt before you ever consider buying anything on credit again.

As a rule, don’t buy anything you can’t afford – but with that being said, debt is often something that happens unexpectedly, whether it’s due to loss of income, or even interest rates that you did not take into consideration. Ask for professional advice before you make any radical changes and work out reasonable rates with creditors.

What if you are already blacklisted on ITC?

This is an unfortunate situation, but by no means does it have to be a desperate one. It is still possible to qualify for a private blacklisted loan.

What is a blacklisted loan ?

Quite simply, a personal loan for people blacklisted on Credit Bureau’s.

How do I apply for a loan when I am blacklisted?

You can apply online with us in three easy steps.

What are the requirements for a blacklisted loan?

You have to be older than 18 years and be a permanent South African citizen. You must also  have your own bank account, be employed and earn a minimum monthly salary of R1500 pm.

Repayment Period

You can repay your loan between 12 – 72 months depending on the amount you qualify for and how much you can afford to repay monthly.

Can I get a blacklisted loan for things like car repairs?

Of course you can use your loan for car repairs. In fact blacklisted loans can be used for many things : consolidation of debt, student fees, school fees,

Apart from loans we also offer other services that  you might be interested in. For our insurance claim support and payment of reduced traffic fine assistance

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If you are looking for a loan in South Africa, you might know just how important it is to maintain a clear credit record. This will count in your favour when you apply and you might even quality for lower interest rates based on your profile. However, there are other things to consider too and there are different types of loans to consider.

Unsecured Loans

Unsecured loans refer to loans given without any asset given as security for the loan. Unsecured loans are often difficult to obtain, as the lenders will have a risk on their hands if you don’t pay. There will be certain criteria that you will need to meet and the terms of the loan as well as the loan amount will differ between lenders.

Secured Loans

Secured loans are provided against an asset that can be given up as security. These loans are often a bit easier to obtain, especially if you assets to offer, like property or a vehicle. You might also qualify for bad credit loans if you have security to offer, since the risk will be minimal on the lender’s side.

Online Blacklisted Loans

Blacklisted loans are loans given to people with a bad credit history. It’s not impossible to obtain credit, but banks and some other financial institutions might not be willing to extend credit to you if you have a bad credit history. There are lenders who do provide loans, so make sure that you weigh your options and choose one that will be flexible enough for your personal needs.

As one of the best Blacklisted Loans providers in South Africa we offer loans to people from R1000 – R200 000. The only requirements are that you must be a South African citizen and 18 years or older; have a bank account and earn a minimum salary of R1500 per month.

You can apply online in three easy to follow steps and within a few hours to 24 hours you will know if you have qualified for a blacklisted loan.

Our online blacklisted loans are available for any of your financial needs whether it be medical bills, house improvements, annual school fees, vehicle repairs and many many more.

For same day blacklisted cash loans – apply today.

When you want to obtain a personal loan in South Africa, assess your personal situation and determine the type of loan that you want to qualify for. If you don’t understand the terms, ask for help or advice from an expert first, before you sign an agreement that you won’t be able to upkeep.

For more information on our other services that include insurance claims administration support and reduction in traffic fines – click here.

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If you are looking to obtain a private loan in South Africa, always make sure that you familiarize yourself with the requirements; if you are blacklisted you might not qualify for a loan from various financial institutions, which is why blacklisted loans might just be the ideal solution for you to consider. This is especially helpful if you need a short term loan that you can afford, but just don’t have the credit history to match.

What are Blacklisted Loans?

Blacklisted loans refer to loans that are given to people with a bad credit history. It’s not impossible to obtain credit when you are blacklisted, but banks and other financial institutions might not be willing to extend credit to you if you have a bad credit history. However, luckily there are lenders who do provide loans, so make sure that you carefully consider your options and choose bad credit loan solutions that will be flexible enough for your personal needs and easy to repay as well.

When you want to obtain a private loan from a lender, always make sure that you assess your personal situation and determine whether or not this type of loan will be ideal for you. Make sure that you qualify according to their criteria and that you will be able to comfortably repay the loan amount. If you don’t understand some of the terms, ask for help or advice from an expert first, before you sign an agreement that you won’t be able to upkeep.

How to apply for a blacklisted loan?

Apply online in three easy steps and you will know within a few hours to 24 hours what the outcome of the application is.

Online blacklisted loans can be the answer to your financial problems – apply now.

We are South Africa’s leading blacklisted loans provider and all that we require is that you are a permanent South African citizen, 18 years or older, have a bank account and earn a minimum salary of R1500 p.m.

Our fast cash loans for blacklisted people are paid out within a few hours to 24 hours after your application has been submitted to us.  Please note that if it takes longer than 24 hours, it is probably because we are searching diligently with our panel of lenders for a loan for you.

Whether you need a blacklisted loan for car repairs, furniture purchases, home renovations, or more – we are here to help you!.

For more information on our other services that include insurance claims administration support and reduction in traffic fines – click here.

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It’s no secret that more and more people are being blacklisted for debt that they cannot repay in time. Unfortunately this leaves you with a bad credit record, which can prevent you from being approved for future loans.

Some people find it challenging to pay everything on time so they simply leave the account to incur more debt.

But how do you get out of this?

Easy – make the right decisions and try to repay your loans as soon as possible. If you cannot repay the full amount, talk to your lenders and arrange for a suitable repayment option. They will likely agree to a repayment arrangement as they also want to get the money back that is owed to them. This means you have a chance to repay your loans at a comfortable rate that you will be able to uphold.

Consolidation loans for blacklisted people

Some people consider consolidation loans for blacklisted people, thereby having only one payment per month to make. This may sound like a good idea but always weigh your options first, before you make a decision. If you cannot comfortably repay your current loans, you might not be able to repay the consolidated loan either.

If you don’t really need a loan, rather let the option pass. It’s better to wait until you can comfortably afford it, without having to make arrangements that you cannot keep. This is also a great way for you to get out of debt first, before you undertake another loan. If you can repay a private loan but you are blacklisted, you might qualify for a blacklisted personal loan from certain loan providers.

Never buy something you cannot afford – but it’s also important to know that debt often happens unexpectedly. In that case, always consult a professional and find out how you can make the most out of your situation and become debt free.

Blacklisted loans are not only meant for consolidation of debt. You can use it for car repairs, home renovations, school fees, and many more.

Whether you need a short term loan or a long term loan we are here to help you and submit your application to our panel of lenders, who will then contact you within a few hours – 24 hours after we have received your application.

Cash Loans for people who are blacklisted are easier than you think!

Simply visit our website to apply for  online blacklisted loans by a leading blacklisted loans company in South Africa.

For more information on our other services that include insurance claims administration support and reduction in traffic fines – click here.

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